MOUNTAIN STATE BLUE CROSS BLUE SHIELD LEGAL DISCLAIMERS:


USE OF THE INTERNET:

Use of the Internet and this site is entirely at your own risk and is subject to all applicable state, national and international laws and regulations. Mountain State Blue Cross Blue Shield is not responsible for any consequences of reliance of any information contained in this site, or any related links. Risk of injury or damages resulting from the foregoing rests solely with the user. The confidentiality of any communication or material transmitted via the Internet or electronic mail cannot be guaranteed.

DISCLAIMER OF LIABILITY:

Neither Mountain State Blue Cross Blue Shield nor any of its employees makes any warranty, express or implied, including the warranties of merchantability and fitness for a particular purpose, or assumes any legal liability or responsibility for the accuracy, completeness, reliability, availability, or usefulness of any information, apparatus, product, or process disclosed, nor represent that its use would not infringe privately owned rights.

DISCLAIMER OF ENDORSEMENT:

Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not necessarily constitute or imply its endorsement, recommendation, or favoring by Mountain State Blue Cross Blue Shield. The views and opinions of authors expressed herein do not necessarily state or reflect those of Mountain State Blue Cross Blue Shield, and shall not be used for advertising or product endorsement purposes. Mountain State Blue Cross Blue Shield is not responsible for the contents of any off-site pages referenced.

COPYRIGHT STATUS:

All documents available from this server may be protected under the U.S. and foreign copyright laws. Permission to reproduce may be required. Mountain State Blue Cross Blue Shield retains all rights to the information provided by this service, including, but not limited to, the right of distribution. Site content owned by third parties, as indicated by their copyright notices, may not be reproduced, distributed, or modified in any way. Removing or altering the copyright notice on any materials on this site or related sites is prohibited. The trademarks, service marks or other logos featured on the Site are the proprietary property of the trademark owners. Use or misuse of those trademarks, service marks or logos is expressly prohibited and may violate federal and state law.

You understand that any materials downloaded from, or otherwise obtained through this site are obtained at your discretion and risk, and that you will be solely responsible for any liability incurred from unauthorized use of third-party copyrighted materials, or for any damages to your computer system or loss of data of data that results from the download of such material.

LINKS TO OTHER WEB SITES:

This Site may, from time to time, contain links to other Internet Web sites for the convenience of users in locating information and services that may be of interest. Visitors to the Site acknowledge that these third-party sites are maintained by persons or organizations over which Mountain State Blue Cross Blue Shield exercises no control, and Mountain State Blue Cross Blue Shield expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites.

NO MEDICAL SERVICES OR ADVICE:

Nothing contained, expressed or implied in the Site is intended as nor shall be construed as medical advice. No doctor-patient relationship is established between Mountain State Blue Cross Blue Shield and you by reason of your use of this Site or under any circumstances whatsoever. Individual inquiries about medical issues, or sensitive or confidential matters should be addressed to appropriate health care professionals.

NO LEGAL ADVICE:

Nothing contained, expressed, or implied in this Site is intended as, nor shall be construed or understood as, legal advice, guidance, or interpretation. No attorney-client relationship is established between Mountain State Blue Cross Blue Shield and you by reason of your use of this Site or under any circumstances whatever. The information in this Site is for general informational purposes only. If you have questions about any law, statute, regulation, or requirement expressly or implicitly referenced in this Site, you should contact your own legal counsel.

EQUAL EMPLOYMENT OPPORTUNITY EMPLOYER:

Mountain State Blue Cross and Blue Shield's policy of equal employment opportunity is to recruit, hire, promote, reassign, compensate and train for all job classifications without regard to race, color, religion, sex, age, national origin, disability or veteran status.

CORRECTIONS AND CHANGES:

Mountain State Blue Cross Blue Shield may make changes to these materials, or to the products or services described herein, at any time without notice, and makes no commitment to update the information contained herein.

GOVERNING LAW AND JURISDICTION:

These Terms and Conditions will be governed by and construed in accordance with the laws of the State of West Virginia, without reference to its choice of law rules. By accessing, viewing, or using the material on the Site, you consent to the jurisdiction of the federal and state courts presiding in Parkersburg, West Virginia, and agree to accept service of process by mail and hereby waive any and all jurisdictional and venue defenses otherwise available. This Site is controlled and operated by Mountain State Blue Cross Blue Shield from its offices within the United States. Mountain State Blue Cross Blue Shield makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own volition and are responsible for compliance with applicable local laws.

These Terms and Conditions constitute the entire agreement between you and Mountain State Blue Cross Blue Shield with respect to your use of the Site. If any part of these Terms and Conditions is held to be invalid or unenforceable for any reason, the remaining parts will remain in full force and effect. You acknowledge that, in providing you access to and use of the Site, Mountain State Blue Cross Blue Shield has relied on your agreement to be legally bound by these Terms and Conditions.

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